If a storm has damaged your home, the process of repairing your home can be confusing and if you don’t know what you’re doing you could end up with less than you bargained for on getting your home or building back to its pre-existing condition.
When dealing with insurance companies on an insurance claim, unless you are in the roofing industry, it is very difficult to understand what your insurance company is paying for and what they are not. Your only concern when you have wind, hail, or other storm damage to your home should be if you feel comfortable with the company you have chosen to get your home put back together again. You should research them and look at the references they provide. If you’re given a price to do the work by a contractor and it does not reference the scope of work that the insurance adjuster put together, you are not operating out of the same playbook. Castle Roofing has extensive experience working with properties that have insurance claims.
We use xactimate which is the same software and pricing database that insurance companies use to create a scope of work and price a job. We also have the construction knowledge necessary to complete a job that might have multiple trades. Giving you the knowledge that you need to work with your insurance company is key. At times, the insurance adjuster may not adequately put together a scope of work to repair your home that is sufficient.
It is also essential that if we are hired by you that we provide your adjuster easy to understand supplements if the scope of work he or she came up with does not completely repair the property. Knowledge of billing procedures and documents required by both insurance companies and mortgage companies also help greatly in expediting your claim and getting your home put back together. Your deductible is the only thing you need to worry about when you have an insurance claim, figuring out what it will take to get your home put back together is our job.